Last Modified: October 1, 2026

KMM Consulting Services, LLC’s Terms and Conditions
 
TERMS AND CONDITIONS: Your purchase, enrollment in and use of products, services and events (collectively “Products”) offered by KMM Consulting Services, LLC ("KMM") hosted on kelleemurray.com, its respective subdomains, and third party hosting platforms (the “Site(s)”), are subject to these terms and conditions (“Terms”). If You purchase products for another person, these Terms govern both You and other(s) who use the Product you purchase (collectively, “You”). You agree to be bound by the Terms, which is an agreement between KMM and You (the “Agreement”).
Children: Children and individuals under the age of 18 are not permitted to purchase products through the Site.   
Order Terms: All purchases are paid in full at checkout through our third-party payment processor.
Data Privacy: You agree to KMM’s privacy policy which may be reviewed at [Privacy Policy]. 
 
Intellectual Property: All content and functionality in this Site and in our Products, including text, graphics, logos, icons, images, books, questions, explanations, diagrams, animations, audio, and videos and the selection and arrangement thereof, in addition to any concepts, know-how, tools, frameworks, software, applications or other technology, programs, algorithms, models, processes, and industry perspectives underlying or embedded in the foregoing, along with any enhancements to or derivative works (collectively, the “Content”) are owned by KMM or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Subject to your compliance with these terms, KMM grants you a personal, non-exclusive, non-transferable, revocable license to access and use the Site, our Products, or any mobile application we may offer, only for your own personal, non-commercial use. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, re-publish, download, store or transmit any of the material on the Site, Products, or Content, except as follows:
Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
You may store files that are automatically cached by your Web browser for display enhancement purposes.
If we provide social media features with certain content, you may take such actions as are enabled by such features.
You must not:
Modify copies of any materials from the Site, Product or Content.
Resell, share, distribute, download, record, screenshot, copy, lease, transfer or commercially use the Site, Product or Content.
Create or attempt to create a substitute or similar service or product through the use of or access to the Site, Products, Content or any proprietary information.
Delete, deface or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Site, Products or Content.
Decompile, scrape, disassemble, reverse-engineer or otherwise attempt to steal the software code of the Site, Products or Content.
Any use of the Site, Products or Content not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark, and other laws.
Trademarks: The Site, Products and Content feature logos, company names, product names, service names, designs, slogans and other trademarks and service marks (collectively, the “Marks”) that are registered and unregistered Marks of KMM, its direct or indirect subsidiaries, licensors, or third party providers. All of these Marks are the property of their respective owners. Nothing contained in the Site, Products or Content should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Mark without written permission of KMM or any such third party that may own a Mark displayed on the Site, Products or Content. KMM reserves all rights not expressly granted in and to the Site, Products and Content.
Links to Third-Party Sites. The Site may provide links from the Site to third-party websites and third-party web sites may link to the Site ("Linked Sites"). If You use these links, You will leave the Site. KMM provides these links to You as a convenience to deliver our Site and Content. KMM does not make any representations or take responsibility for such third-party sites, including, without limitation, the accuracy or quality of their content, services, data collected, advertising, and activities conducted on or through such third-party sites. If You decide to access any of the third-party websites linked to from the Site, You must follow the privacy policies and terms and conditions for those third-party websites.
YOU AGREE THAT KMM WILL NOT, UNDER ANY CIRCUMSTANCES, BE RESPONSIBLE OR LIABLE, DIRECTLY OR INDIRECTLY, FOR ANY GOODS, SERVICES, INFORMATION, RESOURCES AND/OR CONTENT AVAILABLE ON OR THROUGH ANY THIRD-PARTY SITES AND/OR THIRD-PARTY DEALINGS OR COMMUNICATIONS, OR FOR ANY HARM RELATED THERETO, OR FOR ANY DAMAGES OR LOSS CAUSED OR ALLEGED TO BE CAUSED BY OR IN CONNECTION WITH YOUR USE OR RELIANCE ON THE CONTENT OR BUSINESS PRACTICES OF ANY THIRD PARTY.
User Content: If You submit comments, reviews, testimonials, photos and other content to us (“User Content”) through Site(s), social media communities, survey responses, email or otherwise, You grant us an irrevocable, royalty-free, perpetual, transferable, license to use, modify, create derivative works from, publish, display and sublicense User Content, in whole or in part, in any format and on any platform either now known or hereinafter invented, and to associate User Content with your name and/or likeness. You are solely responsible for your User Content. You represent that You have the right to submit User Content to us and the right to grant us the license described above. You warrant that User Content, and our use thereof, does not and will not infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary or privacy right of any party or individual.
Copyright. KMM is committed to complying with copyright and related laws and requires all users of the Site to comply with these laws. Accordingly, you may not store any material or content or use or disseminate any material or content through the Site in any manner that constitutes an infringement of third-party intellectual property rights, including rights granted by copyright law. Pursuant to 17 USC. § 512 as amended by Title II of the Digital Millennium Copyright Act (the “DMCA”), we have instituted procedures to receive written notification of claimed infringements and to process such claims in accordance with the DMCA.
The Notice of Infringement contains requested information that substantially complies with the safe harbor provisions of the Digital Millennium Copyright Act, 17 USC. § 512(c)(3)(A), providing that to be effective under this subsection, a notification of claimed infringement must be a written communication provided to the designated agent of a service provider that includes substantially the following:
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works at the Sites.
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
Information reasonably sufficient to permit the service provider to contact the complaining party such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted.
A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Notification from a copyright owner or from a person authorized to act on behalf of the copyright owner that fails to comply substantially with the provisions above shall not be considered as providing actual knowledge or an awareness of facts or circumstances from which infringing activity is apparent.
Product Availability, Discontinuation, and Pricing. KMM reserves the right to modify, discontinue, or update any Product, including its design, formulation, materials, or packaging, at any time without prior notice. Product pricing is subject to change at KMM's discretion, and the price in effect at the time you place an order will apply to that order. KMM does not guarantee the continued availability of any specific product, size, or color.
Technical Requirements: You are responsible for meeting and maintaining the minimum technical requirements needed to access any digital products you purchase, such as ebooks. Access to the Site or any digital products may require a compatible device, software, or third-party application (for example, a PDF reader or e-reader app), and KMM is not responsible for compatibility issues arising from your device or software.
 
Payment Policy & Refunds: Due to the immediate and direct access to the Private Training/s we do not offer a refund of any kind. You agree and warrant that all payment instruments, credit cards and related information, i.e. billing address, used in connection with any Service that is
 provided for a fee, are correct and that you are authorized to use such payment
 instrument. With regard to any payment plan, you agree to pay Company the amount
 specified in the payment plan in accordance with the terms of such plan and this Terms of
 Use. You hereby authorize Company to bill your payment instrument in accordance with
 the terms of the applicable payment plan. If you select a Service with a recurring subscription
 (autorenewal) you authorize Company to maintain your account and payment information
 and charge that account automatically upon the renewal of the Service. If you wish to
 terminate your subscription, you must email Kellee Murray,
 kellee@thegoldencollective.com at least ten (10) days prior to the renewal. If payments are not made on time, you agree to pay interest on all past- due sums at a rate of 1.5% per month or the highest rate allowed by law, whichever is greater. You agree that you will request a refund prior to requesting a chargeback with your financial institution. In the event you attempt to acquire a chargeback, you will forfeit access to products and services from and by the Company. We may present proof
 of your consent to these Terms of Use and your access to the products and services to the
 financial institution.
Disclaimer: PRODUCTS AND SERVICES SOLD THROUGH THE SITE ARE PROVIDED 'AS IS' AND 'AS AVAILABLE.' KMM DISCLAIMS ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.
The content on KMM's website, blog, social media, and other platforms, including any exercises, educational material, or demonstrations, is provided for general informational and educational purposes only and does not constitute medical advice. This content is not a substitute for professional medical advice, diagnosis, or treatment, and should not be used to self-diagnose or self-treat any health, medical, or physical condition. You should consult your own healthcare provider before relying on any exercises, educational content, or recommendations found on our Site or social media.
Mobile Services: The Service may include certain services that are available via mobile
 device “Mobile Services.” To the extent you access the Service through a mobile device,
 your wireless service carrier’s standard charges, data rates and other fees may apply. By
 using the Mobile Services, you agree that we may communicate with you by SMS, MMS,
 text messages or other electronic means to your mobile device and that certain
 information about your usage of the Mobile Services may be communicated to us.
Limitation of Liability: To the maximum extent permitted by law, KMM's total liability to you for any claim arising from your purchase or use of our Products or Site, whether based in contract, tort, negligence, strict liability, or otherwise, shall not exceed the amount you paid for the product(s) giving rise to the claim. KMM shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to lost profits, lost data, or personal injury, arising from your use or misuse of any KMM product, except where such limitation is prohibited by applicable law.
Indemnification: You agree to defend, indemnify, and hold harmless KMM, its officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or related to: (a) your breach of these Terms; (b) your misuse of any KMM Products; or (c) your violation of any applicable law or the rights of a third party. KMM reserves the right, at its own expense, to assume the exclusive defense of any matter otherwise subject to indemnification by you.
Tax: Purchases may be subject to taxes. Tax rates are different from state to state. You are responsible for paying all such taxes.
Governing Law and Submission to Jurisdiction: This Agreement shall be governed by and construed in accordance with the internal laws of the State of Florida without giving effect to any choice or conflict of law provision or rule that would cause the application of laws of any other jurisdiction. Any legal suit, action, or proceeding arising out of or related to this Agreement or the Products provided hereunder shall be instituted exclusively in the state or federal courts in Jacksonville or Duval County, Florida, and each party irrevocably: (a) submits to the exclusive jurisdiction of such courts; and (b) waives any objection to such courts based on venue or inconvenience. Service of process, summons, notice or other document by mail to such party’s address set forth herein shall be effective service of process for any suit, action, or other proceeding brought in any such court.
 
Waiver of Jury Trial: EACH PARTY ACKNOWLEDGES THAT ANY CONTROVERSY THAT MAY ARISE UNDER THIS AGREEMENT, INCLUDING EXHIBITS, SCHEDULES, ATTACHMENTS, AND APPENDICES ATTACHED TO THIS AGREEMENT, IS LIKELY TO INVOLVE COMPLICATED AND DIFFICULT ISSUES AND EACH SUCH PARTY IRREVOCABLY AND UNCONDITIONALLY WAIVES ANY RIGHT IT MAY HAVE TO A TRIAL BY JURY INRESPECT OF ANY LEGAL ACTION ARISING OUT OF OR RELATING TO THIS AGREEMENT, INCLUDING ANY EXHIBITS, SCHEDULES, ATTACHMENTS, OR APPENDICES ATTACHED TO THIS AGREEMENT, OR THE TRANSACTIONS CONTEMPLATED HEREBY. We also both agree that you or KMM may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
 
Miscellaneous:
Review of this Agreement; Advice of Counsel: Each party hereto confirms that such party has had the opportunity to read, review and consider all of the provisions of this Agreement, and to discuss this Agreement with whomever such party desired, including lawyers of such party’s own choosing, and if such party has not consulted with a lawyer, such party acknowledges having had the opportunity to have done so and that such party chose voluntarily and knowingly not to consult with a lawyer, with respect to this Agreement and all matters related thereto. The parties each confirm that they understand the provisions of this Agreement and its final and binding effect on them and that they are entering into this Agreement freely, voluntarily, and without duress or coercion.
 
Severability: If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such invalidity, illegality, or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction. Upon a determination that any term or provision is invalid, illegal, or unenforceable, the parties shall negotiate in good faith to modify this Agreement to affect the original intent of the parties as closely as possible in order that the transactions contemplated hereby be consummated as originally contemplated to the greatest extent possible.
 
Waiver: No waiver by any party of any of the provisions of this Agreement shall be effective unless explicitly set forth in writing and signed by the party so waiving. Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.
 
Assignment: You may not assign this Agreement. However, KMM may assign this Agreement and its rights hereunder without prior notice to you.
 
No Third-Party Beneficiaries: This Agreement is intended for the benefit of the parties hereto and their respective permitted successors and assigns, and is not for the benefit of, nor may any provision hereof be enforced by, any other person.
 
Force Majeure: In no event shall KMM be liable to You, or be deemed to have breached this Agreement, for any failure or delay in performing its obligations under this Agreement if and to the extent such failure or delay is caused by any circumstances beyond KMM’s reasonable control, including but not limited to acts of God, natural disaster, flood, fire, earthquake, hurricane, explosion, war, terrorism, invasion, riot or other civil unrest, pandemic, epidemic, strikes, labor stoppages or slowdowns or other industrial disturbances, or passage of law or any action taken by a governmental or public authority, including imposing an embargo.
 
Headings: The headings of the sections of this Agreement are inserted for reference only and shall not constitute a part hereof or affect in any way the meaning of this Agreement. The headings are not intended as a re-statement of the matters contained under each heading, and you acknowledge that you have read and understand all the text of this Agreement, and not just the headings.
 
Strict Construction: The language used in this Agreement shall be deemed to be in the language chosen by the parties hereto to express their mutual intent, and no rule of strict construction shall be applied.
 
Legal Fees: In the event of a dispute arising out of this Agreement, each party shall be responsible for all costs and expenses, including reasonable legal fees, incurred by such party.
 
Amendment and Modification; Periodic Updates: KMM reserves the right, at its sole discretion, to update, change, or replace any part of this Agreement by posting updates and changes to its website. It is Your responsibility to check KMM’s website periodically for changes. Your continued use of the Products or KMM’s services following the posting of any changes to this Agreement constitutes acceptance of those changes.
 
Subpoenas: Nothing in this Agreement prevents KMM from disclosing Your Data to the extent required by law, subpoenas, or court orders, but KMM will use commercially reasonable efforts to notify You where permitted to do so.
 
Sole Remedy: THIS AGREEMENT SETS FORTH YOUR SOLE REMEDIES AND KMM’S SOLE LIABILITY AND OBLIGATION FOR ANY ACTUAL, THREATENED, OR ALLEGED CLAIMS.
 
Entire Agreement: This Agreement benefits solely the parties and their respective successors and permitted assigns and nothing in this Agreement, express or implied, confers on any Third-Party any legal or equitable right, benefit, or remedy of any nature whatsoever under or by reason of this Agreement. This constitutes the sole and entire contract between you and KMM and supersedes all prior and contemporaneous contracts, representations, and warranties, both written and oral.
 
Contact: All comments, queries and requests relating to these Terms and Conditions are welcomed and should be addressed as follows:
By mail: KMM LLC, 1777 MARITIME OAK DR. ATLANTIC BEACH, FL 32233
By email: kellee@thegoldencollective.com

TERMS OF USE